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Approved local projects to mitigate climate impact receives P1.3 billion

THE GOVERNMENT has approved P1.3 billion worth of climate adaptation projects at the local level, the Department of Finance (DoF) said.

The DoF said the approvals cover 13 projects supported by the People’s Survival Fund (PSF).

These include P117.96 million for the reinforcement of the Lo-om River Flood Protection System and support to affected communities and livelihoods in Borongan City, Eastern Samar.

It also approved P21.28 million for the construction of three solar-power irrigation systems in Cabagan, Isabela and P2.64 million for a Mangrove Rehabilitation Project in Catanauan, Quezon Province.

The Building Resilience with Ridge to Reef Adaptation to Climate Change project in Cortes, Surigao del Sur was allocated P126.69 million.

The Enhancing the Climate Adaptive Capacity of Communities through Establishing a Disaster Risk Reduction Management Approach in the River Ecosystem project in Maramag, Bukidnon was granted P126.4 million, the DoF said.

It also noted that P305.29 million was approved for the Climate-Resilient Intervention towards Sustainable Agriculture and Natural Resource Management project in Ilocos Norte.

The Establishing and Sustainable Management of River Ecosystem project in Kitcharao, Agusan del Norte was given P24.99 million, while the Building Resilience through Community-Based Ecological Farming Project in San Francisco, Camotes Island, Cebu received P33.89 million.

The Saub Watershed Ecosystem Rehabilitation and Flood Risk Reduction project in Sarangani province received P93.6 million, while the Disaster Risk Reduction and Management Response as Coping Mechanism to Resiliency Project, in Lanuza, Surigao del Sur was granted P39.05 million.

The DoF said the Siargao Climate Field School for Farmers and Fisherfolk in Del Carmen, Siargao got P80.71 million under the PSF.

The Promoting Resilience and Climate-Informed project in Gerona, Tarlac got P38.1 million, while the Mountain Province Climate Field School for Farmers project received P271.15 million.

Republic Act No. 10174, the law that created the fund, tasked it with helping local government units and accredited community organizations in handling the impact of climate related disasters.

The PSF Board is chaired by Finance Secretary Ralph G. Recto. — Beatriz Marie D. Cruz

Is the CMEPA bill the cherry on top that will boost capital markets?

Foreign investors choose the Philippines to invest their excess money in for various reasons, which include the country’s strategic location, which provides investors proximity to major markets, consistently rapid economic growth in the region, a demographic profile of young, English-speaking, and highly skilled workers, and generous fiscal and non-fiscal incentives from the government, among other things.

In his third State of the Nation Address (SONA), the President emphasized the country’s focus on growth led by investment. One of the steps the government is taking to achieve this is the proposed reform of our capital markets.

What is a capital market? It is where businesses can raise capital by selling securities such as stocks, bonds, and corporate paper, as well as Treasury bills, to people and institutions looking for investments. This also serves as a way for investors to lend money to the government, which can be used to fund its projects.

The capital markets in the Philippines have grown rapidly in recent years. Despite this, the performance of the markets is lackluster when compared to Singapore, Thailand, and Malaysia. Factors behind the lagging performance include the high cost of capital, the low level of capital market sophistication, limited options for investors, and high taxes on income generated from such investments.

House Bill No. 9277, or the proposed Capital Markets Efficiency Promotion Act (CMEPA) bill is intended to make the capital markets more attractive to investors by aligning the tax rates more closely with other countries in ASEAN. The bill has passed third reading at the House of Representatives and has been endorsed to the Senate. Once the Senate passes its own bill, the two bills will be harmonized or modified in bicameral conference, after which the President can choose to sign or veto it in part or in full.

The provisions of the CMEPA bill that will enhance the attractiveness of equity securities are as follows:

Reduction of the Stock Transaction Tax (STT)

Existing rules provide that a STT of 6/10 of 1% be levied, assessed, and collected on every sale, barter, exchange, or other disposition of shares of stock of a publicly listed company other than sale by a dealer in securities, provided the publicly listed company complies with the minimum public ownership (MPO). Failure to comply would result in the imposition of a capital gains tax of 15% on net capital gains.

One of the proposed changes under the CMEPA Bill is the reduction of the stock transaction tax to 1/10 of 1%, in lieu of a capital gains tax. The reduction in tax will lower trading costs, which makes it cheaper for investors to buy and sell shares and encourage more frequent trading.

• Standardized the final withholding tax rate (FWT) rate on dividend income for all individual investors

The current FWT rates for the dividends received from a domestic corporation or from a joint stock company, insurance or mutual fund company, and regional operating headquarters of multinational companies are 10% if received by resident citizen and resident alien, 20% if received by nonresident alien engaged in trade or business (NRAETB), and 25% if received by a nonresident alien NOT engaged in trade or business (NRANETB).

The CMEPA Bill proposes to standardize the applicable FWT rate on dividends for non-resident alien (NRA) individual investors with the FWT rate applicable for resident citizens and resident aliens, which is a 10% FWT rate.

The tax savings of 10% FWT for NRAETB and 15% FWT for NRANETB will attract more NRA investors to invest more money in our capital market.

Although the above proposed changes will have a positive impact on certain aspects of the capital markets, our legislators may also consider the following:

1. Incentivize resident individuals to invest in the trading of equity securities

While we recognize that the CMEPA Bill has aligned the FWT rate on dividends for NRA investors with that of resident citizens and resident alien investors, no incentive, neither in the form of relief nor a lower tax rate, was given to these resident investors to entice them to invest in equity securities.

Based on the current version of the CMEPA bill, the reduction of the FWT on dividend income mainly benefits NRA investors, who are, in most cases, wealthier compared to resident individual investors.

The legislators may also consider providing resident investors with the same benefits provided in Republic Act No. 9505, or Personal Equity and Retirement Account (PERA) Law, which provides a tax credit of 5% to the contributor and a tax exemption on the investment income.

Incentives to resident individual investors will encourage them to put their excess hard-earned money into assets that earn passive income.

2.  Provide relief or incentives to investors in debt securities

The current version of the CMEPA bill favors the lowering of taxes on the dividend income of investors whose portfolios consist mainly of equity securities. Meanwhile, the interest income of investors who prefer to invest in the fixed income market, where bonds issued by corporations and the government are generally subject to a 20% FWT rate, did not receive the same love from legislators.

Providing relief, or at least a comparable reduction in the tax on income arising from trading debt securities, will benefit investors in debt securities. This will also encourage investors to diversify their portfolios and not only focus on one type of investment.

3. Provide tax relief to those nonresident foreign corporation (NRFC) investors who invest in the capital markets

Aside from the lower final tax rate that the NRFCs can avail of on their dividend and interest income pursuant to double taxation agreements as may be applicable, legislators may also consider providing tax relief to the extent possible to NRFC investors who will invest in our capital markets.

This will make our capital markets more appealing to foreign companies that are looking to invest their excess funds.

The phrase “cherry on top” refers to something that makes a good situation even better or adds a finishing touch to an already positive experience. Introducing reforms and changes to our current tax rules and policies relevant to the trading of equity and debt instruments may be the cherry on top that the Philippine capital market needs to make investing in our capital market more rewarding.

Let’s Talk Tax is a weekly newspaper column of P&A Grant Thornton that aims to keep the public informed of various developments in taxation. This article is not intended to be a substitute for competent professional advice.

 

Christian Derick D. Villafranca is a senior manager of the Tax Advisory & Compliance division of P&A Grant Thornton, the Philippine member firm of Grant Thornton International Ltd.

pagrantthornton@ph.gt.com

Gov’t told to stop enforcing Matatag curriculum as new school year starts

PHILIPPINE STAR/MIGUEL DE GUZMAN

THE GOVERNMENT of President Ferdinand R. Marcos, Jr. Should scrap the so-called Matatag curriculum started by Vice-President Sara Duterte-Carpio to avoid overburdening public school teachers, according to a lawmaker.

“The Matatag curriculum in its current form is poised to overwhelm our already overburdened teachers with an unsustainable workload,” Party-list Rep. France L. Castro said in a statement on Monday. “We cannot, in good conscience, implement a system that threatens to compromise the quality of education and the well-being of our educators.”

The curriculum, which Ms. Duterte-Carpio as Education secretary introduced in August 2023, covers kindergarten, grades 1, 4 and 7 and adds subjects to improve reading, math and life skills. It will be enforced in phases starting this school year.

It will be fully implemented by 2026-2027.

Ms. Duterte-Carpio has since resigned from the Cabinet amid a growing political rift between the Marcoses and her family.

Implementing the curriculum change despite a shortage in classrooms and learning materials, exacerbated by the effects of Super Typhoon Carina, is not feasible, Ms. Castro said.

“Our teachers are being asked to do more with less,” she said. “They’re expected to adapt to this new curriculum while simultaneously addressing learning gaps from the pandemic and coping with inadequate resources.

Many schools have not received adequate training, yet they’re being ordered to adhere to the Matatag time allotment in class schedules, Ms. Castro said. “This rushed implementation is a recipe for chaos and confusion in our classrooms.”

Changes in the curriculum should only be considered if the Education department has resolved issues in school funding and lack of educational resources, the lawmaker said.

“Let’s focus on addressing the fundamental issues plaguing our education system: insufficient funding, lack of resources and the need for better support for our educators.”

The Philippines on Monday started a new school year for elementary and high school students, days after it was hit by Super Typhoon Carina and monsoon rains that flooded the capital region and many Luzon provinces.

A thousand schools had to postpone their opening, with many of them still being used as temporary evacuation centers.

The Department of Education in a statement said 842 schools in five regions including 225 in Metro Manila postponed their opening.

It said 452 schools in Central Luzon and 95 in the Ilocos region deferred the opening classes. Sixty-six schools in Calabarzon and four schools in Soccsksargen also postponed classes.

In a separate statement, the agency said the number of enrollees fell to 19.87 million from 27.3 million a year earlier and against a 27.7-million target.

Of the total, 2.81 million students were in Calabarzon, followed by Central Luzon with 2.22 million and Metro Manila with 2.19 million.

The Philippine National Police said it had deployed more than 33,000 cops to secure the opening of classes.

President Ferdinand “Bongbong” Marcos. Jr. last week said the July 29 opening of classes should proceed. “We will look for ways to conduct classes regardless of the circumstance.”

Metro Manila and nearby provinces were still reeling from the combined effects of Carina and the southwest monsoon, with the death toll rising to 36 as of Monday.

Fourteen of the 36 deaths have been validated, the National Disaster Risk Reduction and Management Council said in a statement. There were five deaths in Calabarzon, four in the Zamboanga Peninsula, two in Central Luzon and one each in Northern Mindanao, the Davao Region and Bangsamoro region.

It said 22 reported deaths were still up for validation including 15 in Metro Manila, five in Calabarzon and one each in the Ilocos region and Bangsamoro region.

The super typhoon and the monsoon affected 4.55 million people from 1.24 million families, the disaster agency said, adding that 152,800 people from 38,292 families were still staying in evacuation centers.

It said 39 areas still had no electricity.

Damage to infrastructure hit P1.69 billion, the agency said. Damage to agriculture hit P355.604 million, while damage to irrigation facilities reached P6.56 million.

The agency said 1,598 houses had been damaged. — Kenneth Christiane L. Basilio and Kyle Aristophere T. Atienza

DENR says it’s still monitoring oil spill off coast of Bataan

PHILIPPINE COAST GUARD FACEBOOK PAGE

THE DEPARTMENT of Environment and Natural Resources (DENR) on Monday said it had deployed its hazardous waste disposal and laboratory teams as it continues to monitor and contain the spread of the oil spill in Bataan province.

“We also activated the hazardous transport companies that we use,” Environment Secretary Maria Antonia Yulo-Loyzaga said in a statement. “The laboratories are already there, and if this waste will be disposed of and treated if it ever comes and needs to be collected, it would be through the DENR.”

A marine tanker carrying 1,494 metric tons of industrial fuel sank in rough seas off the coastal town of Limay, Bataan in northern Philippines on July 25, causing a large oil spill, authorities said.

An aerial survey by the Philippine Coast Guard showed an oil slick spreading roughly two nautical miles and being driven by strong waves.

It said the waters where the ship sank are close to Manila, and there was a “big danger” the spill could reach the capital.

President Ferdinand R. Marcos, Jr. earlier ordered the Environment department to assess the damage.

Ms. Yulo-Loyzaga said the Environmental Management Bureau (EMB) has implemented measures to determine the effects of the oil spill on air and water quality.

“The EMB is in charge of determining water quality and air quality of the area, and what is really happening in the water bodies near the shore and onshore,” she said.

She added that the agency would continue monitoring the effects of the oil spill on local marine ecosystems.

“We are also concerned about ecosystems,” she said. “Our mangroves, the areas for fisheries, the fishponds, the seafood growing areas will not be affected by this oil spill.”

The Bureau of Fisheries and Aquatic Resources (BFAR) in a bulletin said it had not issued a fishing ban over the adjacent waters unaffected by the spill.

It added that fish caught in surrounding waters of Bataan had passed sensory analysis tests.

“BFAR closely monitors catch landings to ensure that unloaded catch has no traces of oil, as well as conducts sensory analysis of fish samples from surrounding waters,” it said.

“Fish samples from Bataan (Limay, Orion, Balanga City and Samal) tested on July 29 for taste (cooked fish), raw odor and cooked odor all passed the sensory analysis,” BFAR added.

The agency said third-party tests would also be conducted to determine if oil and grease, and polycyclic aromatic hydrocarbons (PAHs) were present.

“Fisherfolk are urged to promptly report any oil slick sighting, avoid contaminated areas, use personal protective equipment when necessary, immediately harvest shellfish or fish in the surrounding area and prevent further contamination by maintaining proper waste disposal and regular boat maintenance,” it added. — Adrian H. Halili

MMDA hauls 90 truckloads of trash after super typhoon

PHILIPPINE STAR/MIGUEL DE GUZMAN

By Chloe Mari A. Hufana

THE METROPOLITAN Manila Development Authority (MMDA) hauled 90 truckloads of garbage after Super Typhoon Carina (Gaemi) and the southwest monsoon brought nonstop rains that flooded the capital region last week.

A five-day clean-up drive collected almost 388 tons of trash, according to a tally sent by the agency’s Environmental Management Division on Monday.

The MMDA collected garbage in 4,756 trash bags on July 28 alone in 22 areas across the capital region. This equals 23 truckloads or about 100 tons of garbage.

It collected 3,347 trash bags from Marikina City, the most out of all the 22 areas it cleaned. On July 28 alone, 667 bags or more than three truckloads were collected in the city.

The city was one of the worst-hit typhoon areas after the Marikina River hit the third alarm on July 24 when it reached as high as 20 meters.

The MMDA collected 3,000 bags in San Juan City on July 28 alone, equaling 15 truckloads. In total, the agency collected 3,080 bags in the city.

It hauled 1,064 trash bags in Parañaque City during its five-day drive.

On July 27, it collected 4,689 bags across Metro Manila equivalent to 23 truckloads weighing 99.31 tons. On July 26, it gathered 4,447 bags weighing 94.15 tons or 22 truckloads.

On July 25, it collected 3,398 bags in all 22 areas, equivalent to 17 truckloads, weighing about 72 tons, according to the agency. On its first day of clean-up on July 24, it collected 1,026 bags, or five truckloads, weighing almost 22 tons.

After Carina, the local weather bureau said another low-pressure area had been spotted 635 kilometers off the northern province of Cagayan, which might bring scattered rains due to its interaction with the southwest monsoon.

It said the low-pressure area had a low chance of developing into a tropical depression.

Metro Manila was placed under a state of calamity last week due to severe flooding.

Urban planning experts have criticized the government’s “ineffective” flood control projects, saying preparedness could lessen the need for post-disaster relief.

Senate President Francis “Chiz” G. Escudero has urged the MMDA and Department of Public Works and Highways to work with local governments in coming up with medium and long-term solutions.

CHR starts red-tagging inquiry

PHILIPPINE STAR/ MICHAEL VARCAS

THE COMMISSION on Human Rights (CHR) on Monday launched a two-day “public inquiry” on the red-tagging of human rights activists to prevent human rights abuse.

CHR Chairman Richard P. Palpal-latoc in a statement said the inquiry aims to foster a “constructive dialogue across all stakeholders” to help formulate recommendations to address the practice of branding activists communists.

The inquiry involves researchers, educators, investigators and policy experts and will provide a legal basis for duty-bearers to protect vulnerable Filipinos through effective redress mechanisms and access to justice.

“In a democratic country where freedom of expression and peaceful assembly sits at the core of every Filipino’s right to public participation, it is about time that we take measures to protect all Filipinos from acts which may stigmatize them and put their lives, liberty, and security in peril,” Mr. Palpal-latoc said.

The Philippine Supreme Court in a landmark decision in May ruled red-tagging threatens one’s right to life, liberty and security. — Chloe Mari A. Hufana

Farm damage hits P697M

WATHANYU CHOMCHUEN-UNSPLASH

AGRICULTURAL damage from the combined effects of the southwest monsoon and Super Typhoon Carina had reached P696.87 million, according to the Department of Agriculture (DA).

In a bulletin, the agency said the damage covered 13,312 metric tons (MT) of crops across 35,146 hectares of farmland.

It added that about 30,827 farmers and fisherfolk had been affected.

The DA said 72.4% or 25,451 hectares of affected crops were deemed recoverable, while the rest or 9,695 hectares could no longer be recovered.

Rice made up 81.8% of the total damage, spanning 10,442 hectares. Total volume lost was estimated at 9,102 MT worth P570.1 million.

Corn losses hit P65.02 million, with volume estimated at 3,104 MT. Damage to high-value crops reached 1,105 MT worth P58.9 million.

Livestock damage hit 5,593 heads worth P1.17 million, while damage to farm infrastructure, machinery and equipment reached P1.6 million. — Adrian H. Halili

VP scores security pullout

PNA PHOTO BY ALFRED FRIAS

VICE-PRESIDENT (VP) Sara Duterte-Carpio on Monday said a Philippine police decision to pull out 75 cops assigned to her security targeted some of her most trusted personnel.

The move followed her resignation from the Cabinet of President Ferdinand R. Marcos, Jr., her comparison of his third address to Congress to a “catastrophic” event and the release of a video linking the President to illegal drugs.

The Department of Information and Communications Technology earlier said the video was a deepfake, and those behind the video could be held liable for violating laws on cyberlibel, slander and malicious mischief.

The relief order issued by national police chief Rommel Francisco D. Marbil covered cops who had gained her trust and confidence as police escorts of her father in 2016, or who were assigned as her own security detail since 2007, Ms. Duterte-Carpio said. “It was obviously a targeted list and a targeted maneuver — nothing else.” — Kyle Aristophere T. Atienza

CA overturns drug conviction

PHILSTAR FILE PHOTO

BAGUIO CITY — The Court of Appeals (CA) has reversed the conviction by a regional trial court (RTC) of the alleged right-hand man of a half-Somali, half-Filipino suspected drug boss here after police allegedly tampered with evidence.

The appellate court granted the appeal of Jeffrey Tolentino, 40, earlier convicted of drug trafficking.

“He is thus thereby ordered immediately released from detention unless there exist other lawful causes for his continued detention,” according to a copy of the ruling.

The defendant was caught in a drug sting in the village of San Vicente in Baguio City in August 2020. He was shot by law enforcers after trying to evade arrest.

A trial court convicted the defendant in November 2022 and sentenced him to two years and six months in jail.

The CA sided with the defendant, who argued the trial court erred in convicting him in the absence of witnesses during his apprehension. He also said police documented the seized drugs in his absence. — Artemio A. Dumlao

Woman killed by lighting

COTABATO CITY — A woman died instantly while another was badly hurt when lightning struck a roadside waiting shed in Kayaga village in Pandag, Maguindanao del Sur on Sunday.

The victim and her injured companion were riding a motorcycle together from Carmen town in Cotabato province on their way to Tacurong City, but had to stop by the waiting shed due to heavy rains.

Village officials and Lieutenant Ernesto M. Rivera, Jr. of the Pandag municipal police separately told reporters on Monday that the victim died on the spot, while her female companion was badly hurt. — John Felix M. Unson

Aira Villegas kicks off winning start for Philippine boxers

Yasmine Mouttaki (left) of Morocco in action against Aira Villegas (right) of the Philippines. — REUTERS

PARIS — Aira Villegas ably handled the gnawing pressure of being the first one from the Philippine Fighting Five to get into action, ending a lazy Sunday for the entire team with a crackling Olympic debut.

It’s near midnight in the City of Lights with Team Philippines smarting from the exit of fencer Sam Catantan and the struggle of the lady gymnasts when Ms. Villegas delivered a firebomb to set things off for the fancied boxing squad.

Ms. Villegas scored a unanimous win over Yasmine Mouttaki of Morroco in the Round of 32 of the women’s 50kg division at the North Paris Arena (early Monday in Manila), a victorious start that could serve as a good lead for the four other Filipino pugs set to climb the ring in the next few days.

It’s Nesthy Petecio’s and Eumir Marcial’s turns to kick off their Paris drives Tuesday.

Ms. Petecio fights an Indian foe in the 57kg Round of 32 while Mr. Marcial tackles Turabek Khabibullaev of Uzbekistan in the 80kg Round of 16.

Hopes are high both can go all the way to the medal rounds as they did in their part in the country’s breakthrough 1-2-1 gold-silver-bronze showing in Tokyo in 2021.

Also plunging into action Tuesday are swimmer Kayla Sanchez in women’s 100m freestyle and judoka Kiyomi Watanabe as rower Joanie Delgaco races in the women’s single sculls quarterfinals.

A large amount of pressure was off with Ms. Villegas, a 28-year-old fighter from Tacloban, getting things done in the opener versus Ms. Mouttaki.

There’s also Mr. Marcial who was up on his feet in the VIP section all throughout the fight, his thunderous voice also serving Ms. Villegas very well.

Up against a rival supported by the boisterous crowd, Ms. Villegas couldn’t be daunted or overwhelmed, beating the Moroccan in crisp exchanges and getting the nod of all the judges in the end.

Slovakian Radoslav Simon gave all three rounds (30-27) to Ms. Villegas while Canadian Wade Peterson, Guatemalan Emerson Alejandro Pastor Arreaga, Hungarian Veronika Szucs, American Shawn Reese and Germany’s Susann Kopke called it 29-28 also for the Filipina.

With the win, Ms. Villegas advanced to the Round of 16 versus second seed Roumaysa Boualam from Algeria.

Interestingly, the two know each other well as they trained together in Germany in the run-up to the Paris Games.

Moments earlier at the Bercy Arena, Filipina gymnasts Levi Ruivivar, Emma Malabuyo and Aleah Finnegan strutted their stuffs while all eyes were on US superstar Simone Biles.

Through the first three subdivisions, Ms. Biles, as expected, was up there on top of the all-around leaderboard while Mmess. Ruivivar, Malabuyo and Finnegan were 40th, 41st and 47th respectively.

At the conclusion of all five subdivisions, the top 24 qualify to the final.

Ms. Finnegan was 17th of 20 in vault, Ms. Ruivivar was 40th of 80 in uneven bars while Ms. Malabuyo 57th of 79 in balance beam and 25th of 77 on floor exercise. The top eight in each event advanced. — Nelson Beltran

Shorthanded Creamline faces unbeaten Chery Tiggo in PVL showdown

CREAMLINE MICHELE GUMABAO — FACEBOOK.COM/PREMIERVOLLEYBALLLEAGUE

Games Tuesday
1 p.m. — Farm Fresh vs Galeries Tower
3 p.m. — Chery Tiggo vs Creamline
5 p.m. — Nxled vs PLDT

WITH practically its top three players out, Creamline was in desperate search for a star.

Enter Michele Gumabao.

“Creamline isn’t just one player, its really the whole team and we’re really one big family, same program, same training and our coaches treat us just the same,” said Ms. Gumabao, who is expected to step up anew against a shorthanded Creamline when it tangles with Chery Tiggo in Tuesday’s Premier Volleyball League (PVL) Reinforced Conference at the PhilSports Arena.

Ms. Gumabao has been providing not just strength but also leadership in the absence of Creamline’s three players — Alyssa Valdez, Tots Carlos and Jema Galanza — and averaged 16.5 points in its first two outings that saw the proud franchise drop a five-setter to PLDT and snatched a four-set triumph over Akari.

Mmess. Valdez and Carlos remained doubtful due to their minor injury that the team did not specifically identify while Ms. Galanza had already ruled out the whole conference due to Alas Pilipinas duties.

Despite these, Creamline coach Sherwin Meneses is confident it can defy the odds anew the way they did in the past that resulted to league-best eight championships including the last one in the All-Filipino Conference early this year.

They play the dangerous Crossovers, unbeaten in two games, at 3 p.m.

Also trying to stay atop Pool A is PLDT, which clashes with Nxled (1-1) at 5 p.m.

Galeries Tower (0-2) and ZUS Coffee (0-3) eye a first victory as they collide in the first game of a heavy three-game bill at 1 p.m. — Joey Villar