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Philippine Business Bank books nine-month net income of P1.52 billion

PHILIPPINE BUSINESS BANK (PBB) booked a net income of P1.52 billion in the first nine months of 2025, it said on Wednesday.

This translated to a return on average assets and return on average equity of 1.22% and 10.11%, respectively, it said in a disclosure to the stock exchange.

Its financial statement was unavailable as of press time.

“Amid the backdrop of a sluggish economy and intensified market competition, PBB was still able to attain asset growth and strong core income levels. PBB’s sustained growth was driven by its continued focus on client rela-tionships, disciplined risk-taking, and managed interest differential,” PBB Vice Chairman, President, and Chief Executive Officer Rolando R. Avante said.

“This year, a portion of the bank’s lending portfolio was affected by delays in government payment releases to its suppliers, temporarily lengthening collection cycles. PBB is actively managing these exposures and continues to implement measures aimed at improving collections,” he said.

PBB’s net interest income grew to P5.39 billion in the nine-month period from P4.94 billion last year.

This was driven by a 9.62% increase in its interest income to P8.58 billion from P7.83 billion.

Net interest margin improved by 19 basis points to 4.53%.

Meanwhile, the bank’s core income reached P2.56 billion.

As for its balance sheet, the bank’s total loans and receivables stood at P121.1 billion at end-September.

On the funding side, total deposits stood at P136.7 billion.

PBB’s total assets were at P164.2 billion, while total equity was at P20.8 billion.

The bank’s capital adequacy ratio stood at 12.94%, while its minimum liquidity ratio was at 24.74%.

“PBB will sustain its strategy of keeping the small and medium enterprise (SME) and mid-market as its core while scaling higher-yielding consumer loan business to further boost its core income, supported by disciplined risk management and healthy asset quality,” Mr. Avante said.

“While the operating environment remains challenging, PBB sees continued growth potential, thanks to our clients’ trust and loyalty, and employees’ hard work and commitment. The partnership between our team and our clients creates mutual value and will continue to drive our progress in the years ahead.”

Joseph Jeeben R. Segui, PBB first vice-president and corporate planning and investor relations group head, said in August that the bank aims to double its income over the next four years as it looks to grow its consumer business to boost its margins while working towards its goal to upgrade to a universal bank.

While the bank has taken a more “conservative” approach towards commercial loans due to the volatile operating environment, lending to SMEs will continue to be PBB’s core business even as it is now looking to diversify into high-margin market segments, he said.

PBB’s shares closed at P7.30 each on Wednesday, down by 17 centavos or 2.28% from the previous trading day. — AMCS

Citi Philippines rolls out AI tools for employees

CITI has rolled out its generative artificial intelligence (AI) tools in its Philippine office to help drive employee productivity and boost innovation amid the digital banking era.

The bank’s suite of AI tools is designed to help its employees across various functions and streamline workflows, it said in a statement.

“Citi is proactively integrating AI as a fundamental component of its strategy to build a winning bank for the digital age. By equipping its workforce with these advanced AI capabilities, Citi aims to empower employees to make faster, data-driven decisions, automate repetitive tasks, and significantly boost overall productivity and efficiency. This initiative is underpinned by a robust governance framework to ensure appropriate risk management and responsible AI deployment.”

Part of the Citi AI suite is Citi Stylus Workspaces, which is a productivity tool that provides document summarization and comparison capabilities and can also answer questions.

Meanwhile, Citi Assist is a desktop assistant tool, while Citi Squad helps the bank’s developers automate non-coding tasks, such as code review and document generation.

“Simply put, it’s a game changer. I am a staunch advocate of Citi’s AI tools and have used them to assist and enhance the work that we do. It has allowed us to simplify many tasks, which has enabled us to focus more on higher order work. Ultimately, Citi AI is enabling businesses: it is transforming how we operate, improving client experiences, accelerating work, and enabling faster, better decisions, all leading to improved productivity. We are able to do so much more with our resources,” Paul Favila, Citi Philippines chief executive officer and banking head, said.

Citi Philippines has over 6,000 employees across its corporate banking, treasury and trade, markets and investor services segments and transaction services facilitated by its Citi Solutions Center.

The bank said more than 180,000 employees in 83 jurisdictions worldwide are already using Citi AI tools. — Bettina V. Roc

Big tech stops complaining, starts complying with Australia’s teen social media ban

A person using a smartphone is seen in front of displayed social media logos in this illustration taken on May 25, 2021. — REUTERS

SYDNEY — Online platforms will ping Australian teenagers through over a million accounts in coming days offering a choice: download data, freeze profiles or lose the lot when a world-first ban on kids using social media starts on Dec. 10.

TikTok, Snapchat and Meta’s Facebook, Instagram and Threads are poised to deactivate accounts registered by users under 16, five people with knowledge of the plans said.

Australia’s remaining 20 million social media users — four-fifths of the population — can expect little interruption, the people said, as platforms promise low-fuss compliance with a law which puts Australia ahead in the protec-tion of youths online.

The picture is a departure from the chaotic scenarios painted during a year of protest by platform operators fearing a loss of users as well as a A$49.5 million ($32 million) fine for noncompliance. Firms had argued mandatory age checks would subject users to endless logins, be invasive or inaccurate and be easy to circumvent.

In practice, social media firms will lean on software they already employ to guess age based on engagement through “likes,” for instance, rather than the frequent input and verification of birth dates, the people said.

With that software long-established, having originally been developed for marketing, firms will generally resort to so-called age assurance apps only when users complain of being incorrectly blocked, said the people, declining to be identified as the plans are not yet finalized.

Still, the approach is open to teething problems. Anyone can contest bans through age assurance apps which are being deployed at scale for the first time and which trials showed worked but sometimes with unacceptable error rates — typically along the lines of blocking 16-17 year olds or approving 15-year-olds, with latter cases potentially exposing companies to fines.

For those directed to age assurance apps, disruption will still be minimal, said Julie Dawson, chief policy officer at Yoti, which provides age assurance for Facebook, Instagram and TikTok.

“There’ll be a maximum of two to three weeks of people getting to grips with something that they do daily, and then it’s old news,” she said.

Meta, Snapchat, TikTok and Google, owner of video-sharing platform YouTube, declined to comment. In October parliamentary hearings, all but Google said they planned to comply and would contact young users, without elaborating.

BLOCKING MINORS WITHOUT PARENTAL DISCRETION

Governments have been grappling with how to protect children online since Meta documents leaked in 2021 showed awareness of social media’s harm to teenagers. In 2024, bestseller “The Anxious Generation” and a campaign by News Corp’s NWSA.O Australian arm helped spur political action.

The new law navigated opposition from free speech crusaders and child rights advocates, as well as social media firms and content creators. It gives platform operators until December to implement means of blocking minors without the need for parental discretion.

TikTok, which said it has 200,000 Australian users aged 13-15, told parliament it was designing a button for reporting suspected underage users.

The only Australian-owned firm under the ban is livestream platform Kick, whose moderation came under scrutiny this year following a livestreamed death. A spokesperson said Kick “will be compliant” and “intends to introduce a range of measures.”

Platforms will likely direct users to third-party age assurance apps only if the user believes a platform’s built-in software guessed the wrong age, the people with knowledge of the matter said.

The apps guess age based on a selfie. If the user believes that is also wrong, they can upload an identification document.

People aged 16-17 are most at risk of disruption because the accuracy of photo-based age estimation dips for people in that range, who are also less likely to have documents such as a driver’s licence. About 600,000 Australians are aged 16-17, government data showed.

“A lot of the technological methods of age verification will fail in that narrow band,” said Daswin De Silva, a professor of computing at La Trobe University.

For people wrongly barred, “it’s probably going to be service distortion, service failure, for a couple of days or weeks maybe until the platforms figure this out.”

AUSTRALIA LEADING THE CHARGE

Smooth implementation of the new law is likely to shape global efforts to limit youth exposure to technology linked to mental and physical dangers such as bullying and obesity.

Britain and France enforced age checks for pornographic websites in June and July and Denmark this month said it will ban under 15s from social media. However, initiatives in places such as France and Florida have been complicated by complaints of impracticality and free speech intrusion.

“The rest of the world is looking at Australia for this new weapon to deal with the apparent problems that some digital platforms are presenting us with,” said Stephen Wilson, founder of identity verification consultancy Lockstep, which has advised the Australian and US governments.

The law states platforms must take “reasonable steps” to block minors. The eSafety Commissioner has said steps should include detecting visits via virtual private networks, which mask a devices location.

Beyond VPNs and circumvention, social media platforms also have to consider rivals not yet covered by the ban, said Hassan Asghar, a senior computer science lecturer at Macquarie University.

“I’m no fortune teller (but) it could happen that some other platforms would take over,” said Mr. Asghar. — Reuters

‘Mellon Blue’ diamond ring sells for $25 million in Geneva auction

GENEVA — A vivid blue diamond weighing 9.51 carats and previously belonging to Rachel “Bunny” Mellon, the aristocratic philanthropist and a close friend of Jacqueline Kennedy, sold in Geneva for $25 million, Christie’s auction house said on Tuesday.

The internally flawless pear-shaped diamond mounted at the tip of a swirling ring design is named the “Mellon Blue,” after its former owner who had it set as a pendant. It sold for $32.6 million in 2014, the year Mellon died at the age of 103.

That was the highest price at the time ever paid for a colored diamond at auction, Christie’s said. But the world record for a blue diamond is the “Oppenheimer Blue,” which sold for over $57 million in Geneva in 2016.

Ms. Mellon, an avid, self-taught horticulturist, came from a wealthy background and married into the Mellon banking family.

One of her legacies was a redesign of the White House Rose Garden during the Kennedy administration, which US President Donald J. Trump again renovated this year. — Reuters

BPI AIA launches dollar life insurance plan

BPI AIA Life Assurance Corp. has launched a dollar-denominated life insurance plan with a wealth-building component.

The Prime USD plan provides guaranteed death benefit protection or maturity benefit. It also comes with periodic cash payouts and eligibility for non-guaranteed dividends.

“Designed as a participating plan, Prime USD allows the policy to accumulate value over time, offering customers the opportunity to grow their USD fund as their financial milestones evolve. It helps preserve wealth, protect loved ones, and pass on a legacy that endures across generations,” it said in a statement on Wednesday.

“These features give policyholders a disciplined way to pursue long-term financial goals while keeping loved ones financially secure in case of unforeseen events.”

The policy has a fixed payment period that allows customers to secure long-term coverage and benefits.

It has a minimum face amount of $6,500.

“Going beyond a standard US dollar savings account, Prime USD combines wealth preservation and financial protection… The plan is ideal for individuals and families preparing for life milestones requiring significant USD fund-ing,” BPI AIA said,

These include those planning to study abroad and to do international travel. It is also recommended for long-term wealth accumulation and legacy planning.

“By linking wealth-building to life insurance, the plan helps families prepare for major future expenses while mitigating risks associated with currency fluctuations. Each plan can be tailored to match customers’ financial time-lines and priorities.”

“More Filipinos are now planning goals that involve foreign currency, whether it’s saving for the future, traveling, or sending their child to school abroad. Prime USD can help them gradually build funds in US dollars while mak-ing sure their loved ones stay protected. It’s a practical way to prepare for life’s bigger decisions,” BPI AIA Chief Executive Officer Karen Custodia said.

BPI AIA booked a premium income of P17.7 billion last year, Insurance Commission data showed. Its net income was P4.81 billion. — A.M.C. Sy

DMCI Power eyes P3-billion expansion for thermal power plant in Palawan

DMCIHOLDINGS.COM

OFF-GRID power generator DMCI Power Corp. is proposing a P3-billion expansion of its coal-biomass power plant in Palawan, allowing the facility to generate a total of 30 megawatts (MW).

In its filing with the Department of Environment and Natural Resources, DMCI Power said it plans to develop a facility that could produce an additional 15 MW of electricity.

Spanning a total area of 227,863 square meters in the municipality of Narra, the proposed expansion is part of the company’s contractual obligations with the Palawan Electric Cooperative, Inc. (Paleco).

The electric cooperative reported a significant increase in demand in its service area, reaching beyond the combined capacity of the independent power producers (IPPs) on the island.

“Without power supply buffer, this concern tends to worsen during the scheduled shutdown of the IPPs as part of the operational maintenance causing rotational brownouts,” DMCI Power said.

The company said that it will continue to operate the existing 15-MW facility “but will be limited on generating power based on its maximum capacity.”

Without the expansion, it warned that potential issues may arise in the future as the current supply may not be able to address the existing and near-future demands of local consumers, if no other alternative power supply is deployed in the area.

The company did not disclose specific target on the commercial operations.

Established in 2006, DMCI Power primarily focuses on providing energy to off-grid small and remote islands. It currently operates and maintains thermal, bunker, and diesel plants on the islands of Masbate, Oriental Mindoro, and Palawan.

DMCI Power is a subsidiary of Consunji-led engineering conglomerate DMCI Holdings, Inc., which maintains a diversified portfolio spanning across construction, real estate, mining, power, cement, water services. — Sheldeen Joy Talavera

Bloomberry’s Q3 loss widens to P1.7B on online gaming costs, soft VIP casino activity

BLOOMBERRY.PH

RAZON-LED Bloomberry Resorts Corp. posted a P1.7-billion net loss in the third quarter (Q3), widening from a P470.2-million loss a year earlier, driven by higher expenses from its MegaFUNalo! online platform and weaker international casino performance.

For the three months ended Sept. 30, gross gaming revenue (GGR) fell 10% to P14.6 billion, while consolidated net revenue dropped 8% to P12.7 billion from P13.8 billion a year ago, the company said in a disclosure on Wednesday.

Consolidated earnings before interest, taxes, depreciation, and amortization (EBITDA) declined 53% to P1.9 billion, reflecting lower contributions from Solaire Resort Entertainment City and operating costs of P684.8 million for MegaFUNalo!

“The business environment in the third quarter mirrored that of the first half of 2025. Our consolidated EBITDA declined due to ongoing softness in international high roller activity and increased expenses from the rollout of our online gaming services,” Bloomberry Chairman and Chief Executive Officer Enrique K. Razon, Jr. said.

He noted that the domestic market remains strong, with Solaire North delivering solid revenue performance. “The ramp-up of the MegaFUNalo online gaming platform is progressing, although at a slower pace than anticipated, despite regulatory uncertainties. We are actively enhancing our offerings and plan to launch new content in the coming weeks.”

Non-gaming and other revenue jumped 21% to P3.3 billion from P2.8 billion on robust growth from Solaire Entertainment City and Solaire Resort North, as well as contributions from Jeju Sun Resort & Casino in South Korea. Contra-revenue accounts, representing 23% of consolidated GGR, decreased by 9% to P3.4 billion.

Bloomberry’s cash operating expenses rose 11% to P10.7 billion, driven by higher advertising and promotions, cost of sales, and outside services. Basic earnings per share (EPS) loss for the quarter stood at P0.165, compared with a P0.041 loss a year ago.

Solaire Resort Entertainment City saw total GGR fall 21% to P10 billion due to weaker volumes and lower VIP table win rates, while Solaire Resort North posted a 25% increase in GGR to P4.6 billion.

Jeju Sun Resort & Casino recorded a P3.8-million GGR, reversing last year’s P7.9-million loss. Last month, Bloomberry’s indirect subsidiary, Golden & Luxury Co., Ltd., signed a share purchase agreement to spin off and sell its casino business to Gangwon Blue Mountain Co., Ltd.

For the first nine months, Bloomberry’s consolidated net income plunged 95% to P160.1 million from P3.5 billion a year earlier. “Notable one-off items that impacted net income in the first nine months of 2025 were both related to the refinancing of the P40-billion Syndicated Loan Facility: 1) P175 million of GRT-related charges and 2) the P2.9 billion one-time, non-cash refinancing gain,” the company said.

Nine-month consolidated GGR edged up 0.4% to P45.7 billion, with combined revenue from mass table games and electronic gaming machines at Solaire Resort Entertainment City and Solaire Resort North rising 15%. Consolidated EBITDA fell 30.16% to P8.8 billion, mainly due to P1.2 billion in MegaFUNalo! operating expenses. Net revenue grew 3% to P39.7 billion, while non-gaming revenue jumped 29% to P9.5 billion.

Shares of Bloomberry closed at P3 on Wednesday, down 0.33% or one centavo. — Beatriz Marie D. Cruz

Changing the topic

STOCK PHOTO | Image from FREEPIK

EXPRESSING an opinion (or ranting against someone) requires checking who are part of the conversation. Unless the topic touches on neutral items like the weather and earthquake faults, it’s best to check who is in the audi-ence.

Controversial subjects attracting divergent opinions need to be sorted out. Caution must be doubly observed when exchanging posts online and in large Viber groups. The verbal thread can easily be forwarded even outside the intended group. (Did he really say I was a beneficiary of some public works projects?)

Touchy topics that provoke violent reactions are best avoided. Only in a debating stage with its own parliamentary rules and arbiters can two positions be allowed to be argued. Even here, the time for each speaker is limited by the rules.

Politics and religion are often off-limits as subjects for discussion. So too, are personal issues best left for the individual concerned to sort out, without unsolicited advice.

Personal subjects can cover money, like how much someone makes in his job or how heavily someone is in debt with her credit card. Other touchy topics are broken relationships, travel photos in luxurious surroundings posted on social media, and public support or condemnation of political figures.

In the corporate setting, there are some topics to avoid when chatting with other executives, including the CEO. Unless it is specifically in the agenda during a performance review, the matter of self-promotion and how much more one deserves to get (compared to somebody less worthy) is not a comfortable topic to bring up over coffee.

A bad parting of ways, especially for celebrities and public figures, is best handled by avoiding even a nod of recognition in the direction of the just recently estranged individuals. For sure, time heals all wounds. Maybe at some point, aging and dementia can allow some waving of recognition. A distant heart sign with the hands is handy for those who cannot run away fast enough to avoid an encounter.

Changing the topic in a conversation or discussion is a matter of convenience. There are anyway so many other things to talk about like the cost of sugar-free ice cream and the best pizza to be had in the neighborhood.

Skirting certain subjects also applies to friends and close associates. Maybe some misunderstanding in the past had caused some grief that was resolved in time. This episode is best left unmentioned. (So, how is your new electrical vehicle doing?)

Certain irritants accompanied by an elbow dig (You still have the hots for her, don’t you?) can come up at the most inopportune moment. Filling up the silence with anything that comes up in the mind can be risky.

Psychologists and counsellors may advise one to confront any subject head-on, rather than studiously avoiding discussing it at all. Reopening an already closed and fraught topic can only lead to reliving a traumatic moment, leading to raised voices and name-calling. (Can we change the topic?)

As in Pandora’s box — which was really a jar — opening a topic already closed by mutual consent can only release evils that cannot be controlled. In this mythical case of Pandora, out of the jar came rage, pain, and vengeance. Pandora’s opened box held back the last item at the bottom which was hope.

Once identified, topics that can cause pain and anxiety are best left unsaid. Changing the subject may be merely deferring the inevitable. Some clueless third party may join a conversation and express an observation — I no-tice you’ve been avoiding that subject the whole time. What’s the latest on that one?

Safe topics seldom involve beliefs and convictions. A biographical movie can seldom elicit rage, except perhaps from a descendant of the subject being portrayed. And here, the public fracas may even attract moviegoers to check what the fuss is all about. Is it worth a debate?

How refreshing then to have a close conversational group where no topic is taboo. One can bring up any subject without fear of provoking uneasiness or even reprisal. Even in such an intimate circle, there can occasionally arise a short silence at the mention of a subject. The conversation can still pick up again… shortly before it’s time to head for the door.

 

Tony Samson is chairman and CEO of TOUCH xdaar.samson@yahoo.com

Garmin Instinct Crossover AMOLED hybrid smartwatches now in PHL

credit to Garmin

GARMIN’S latest lineup of hybrid smartwatches, the Instinct Crossover AMOLED, are now available in the Philippines.

The Instinct Crossover AMOLED has a suggested retail price of P36,990 and comes in the colors charcoal and bronze/sunburst, while the Instinct Crossover AMOLED–Tactical Edition is priced at P43,490 and comes in black.

The watch features mechanical watch hands and an AMOLED display to offer readability even in tough conditions, allowing users to easily monitor their health and wellness data and activities. It also has a built-in LED flashlight and a new scratch-resistant sapphire lens.

It has a battery life of up to 14 days in smartwatch mode and 18 days in battery saver mode, the brand added.

“From a day on the hiking trail to a night on the town, Instinct Crossover AMOLED offers the best of both worlds. With traditional analog hands highlighted on an even brighter display, adventurers can achieve a sophisticated look without sacrificing the durability they need when pursuing their passions,” said Susan Lyman, Garmin vice-president of Consumer Sales and Marketing.

The Instinct Crossover AMOLED’s RevoDrive technology also ensures the time stays accurate by automatically detecting and recalibrating misaligned hands in case of impact, Garmin said.

“The watch is built to MIL-STD-810 for thermal and shock resistance and includes a dual-layered metal bezel, making it strong enough to endure the toughest adventures,” it said.

“With the ability to track in challenging conditions, users can navigate confidently thanks to multi-band GPS with SatIQ technology.”

The Tactical Edition of the watch also offers additional features like an applied ballistics solver, stealth mode, and night vision goggle compatibility.

“Engineered on the inside for life on the outside, Garmin products have revolutionized life for adventurers, athletes, off-road explorers, road warriors and outdoor enthusiasts everywhere. Committed to developing products that enhance experiences, enrich lives and help provide peace of mind, Garmin believes every day is an opportunity to innovate and a chance to beat yesterday.” — Bettina V. Roc

Rolling Stones guitars, jackets on offer in auction of collector’s memorabilia

HERITAGE AUCTIONS, HA.COM

LONDON — From Brian Jones’ guitar to Mick Jagger’s jacket, Rolling Stones memorabilia from a private collection heads to auction next month in a sale that could raise around $1.3 million.

Some 185 items, including posters, stage-worn outfits, and tickets, will go under the hammer at Dallas-based Heritage Auctions’ “Satisfaction: The Rolling Stones Treasures from the Ali Zayeri Collection” on Dec. 4, with late Roll-ing Stones’ co-founder Jones’ Harmony Stratotone electric guitar leading the sale with an estimate of $200,000-$400,000.

“It was his first electric guitar and it’s what he played at their very early gigs, on their demos and even on their first single, a cover of Chuck Berry’s ‘Come On,’” Charles Epting, director of consignments, pop culture, and historical at Heritage Auctions, said.

“This is not a high-end instrument. This is what… somebody working class in the early sixties would have been able to afford, so it’s a very humble, modest instrument that paved the way for one of the greatest bands of all time.”

Many of the sale items stem from the group’s early years, Mr. Epting said. Other items belonging to Jones, who left the group in 1969 and died soon after, include a fringed suede jacket he wore for his final live performance with the band as well as a childhood book. Also for sale are jackets worn by lead singer Jagger and guitarist Keith Richards as well as drummer Charlie Watts’ signed drumsticks.

“The high estimate on the sale is just north of 1.3 million (dollars). Obviously, certain key pieces like (Jones’) guitar, the jackets we hope will find new homes and could potentially push that price even higher,” Mr. Epting said.

“I think collector interest will be high from all parts of the world because there are few bands that transcend language, borders, anything like the Rolling Stones.”

Highlights of the sale are on show at Heritage Auctions’ London office until Nov. 28. — Reuters

Maxicare Group unifies health plans, clinics, and insurance businesses under one brand

COMPANIES carrying the Maxicare brand have been integrated into a health and wellness ecosystem under the Maxicare Group name.

Health maintenance organization (HMO) Maxicare Healthcare Corp., Maxicare Health Services, Inc., which operates its Maxicare Primary Care Clinics, and life insurer Maxicare Life Insurance Corp. are now synergized under this brand, it said on Wednesday.

“Uniting our health plans, clinics, and insurance under the Maxicare Group is just the first step to make healthcare simpler, accessible, and tailor-fit for every Filipino, enabling them to live their best lives,” Raymond Hernandez, chief customer officer of Maxicare Group, said in a statement on Wednesday.

The group said this reinforces its commitment to deliver both proactive and preventive care and improved financial security to individuals, families, and companies.

“As a trailblazer in the healthcare industry, Maxicare Group’s consistent innovation in its products and services affirms its commitment to advocating for Filipinos’ healthcare needs. The start of synergizing the health plans, clin-ics, and insurance aligns with their mission of delivering quality healthcare to the public and, at the same time, helping them secure their finances, being with them at every stage of their lives,” it said.

The Maxicare Group also unveiled a refreshed logo as part of its rebranding, which it said this represents its mission as an HMO focused on care and well-being.

“The use of royal blue reflects trust, professionalism, and stability, which are essential values in the healthcare industry. At the center of the logo, the letter “X” is creatively formed as a human figure, symbolizing vitality, life, and the people Maxicare Group serves,” it said.

“This new design choice underscores the brand’s human and customer-centric approach and its commitment to supporting every individual’s health journey with compassion and reliability.” — A.M.C. Sy

How PSEi member stocks performed — November 12, 2025

Here’s a quick glance at how PSEi stocks fared on Wednesday, November 12, 2025.