CARD BANK, Inc., a member of the CARD Mutually Reinforcing Institutions (CARD MRI) group, is planning to have a network of 100 branches by the end of the year following the recent opening of its 94th in San Fernando, Masbate. “The new branch in Masbate is our way of providing direct access to financial and social development programs to the communities in San Fernando,” Dolores M. Torres, senior management adviser of the bank, said in a statement sent to BusinessWorld. Ms. Torres said the newest branch was in response to the request of clients who had to endure hours of travelling by boat or by motorcycle to other branches within the province. “We have almost 17,000 clients in the municipality. All of them endure travelling via boat or habal-habal (motorbike) just to make banking transactions with us,” she said. Aside from the San Fernando branch, CARD Bank already has branches in Aroroy, Dimasalang, Cataingan, and Masbate City. “We have seen the development of our clients in the area. Their businesses are already viable and it’s high time for us to respond closely to their growing financial and social development needs,” Ms. Torres said. CARB Bank currently has a client base of almost 2.8 million nationwide and assets of P15.77 billion. — Carmelito Q. Francisco