‘It’s all in the mind’

Cover art Samantha Gonzales

Words by

Lifestyle Upgrade 101

The command center of our body is the brain. If we can walk, talk, sleep, eat, and breathe because of it, then it can also dictate how we treat money, right? Napoleon Hill’s book “Think and Grow Rich” has been one of our most favorite books because he has taught us that indeed, it’s all in the mind.


“Think and Grow Rich” circles around the 13 steps to riches. While each one is valuable, one particular part stuck me the most: tapping into the inner super powers of your mind will allow you to reach your maximum potential. Harnessing the power of one’s mind will lead you to infinite possibilities and eventually push you to fulfill your heart’s desire. How? You set your mind into what you need to achieve then just like the human body, everything else will follow its lead. This is further emphasized in the six steps to acquire riches or reach your goals.

1. Be clear about what you really want. Keep in mind the exact amount of money or the specific goal you are aiming for. This is crucial because a vague objective will only lead you to even blurrier steps along the way.

2.  Decide what you want to give in return for the money or goal that you’d like to achieve.  Remember that the road to the goal will not be easy. Consider what you’re willing to sacrifice and identify your non‑negotiables.

3. Make a time frame and set exact dates. Exercise discipline and follow through on your deadlines.

4. Be pro‑active in carrying out your plans. Plan ahead and anticipate next steps. It pays to be prepared before a crisis hits and continuously find more and better ways to attain your goal.

5. Write your goals down in the clearest possible way.  Write a statement, be specific and keep it in mind.

6. Read and visualize that statement twice a day, before you sleep and as soon as you wake up.

These seem so simple, but these have worked its magic for me. I guess I owe it to the power of my mind that my mind is put at ease knowing that I’m on my way to reaching all the goals I’ve set out for myself.


Napoleon Hill introduced me to two important concepts about the mind—the subconscious mind and the mastermind. The subconscious mind is where our values, beliefs and habits are ingrained. This means that while we are not actively thinking about what’s in our subconscious mind, it still actually highly influences what we attract. To put it simply, if we’ve trained our subconscious to attract wealth, then wealth will materialize. “To think is to create.” Our mind is so powerful that it is capable of choosing what eventually becomes our reality. A little bit magical, don’t you think?

On the other hand, the mastermind is defined as the coordination of knowledge and effort in the attainment of a definite purpose. This does not limit us to mere personal knowledge and effort, but it also extends to other people. The book has taught me that it is integral to surround myself with like‑minded people. My squad, my mastermind group. Creating this kind of environment will allow me to get closer to my goals. More than this, I am even able to create more and we can enrich each other’s ideas, leading towards our personal and communal goals.

We suggest that you, too, should learn more about the power of your mind. Read Napoleon Hill’s “Think and Grow Rich” and be surprised by how far your mind can take you. Keep an open mind and we look forward to building a mastermind group with many of you.

Clarissa Seriña‑de la Paz and Sharon W. Que are financial literacy advocates and the bestselling authors of “I Wish They Taught Money in School” and “Money Grows on Trees.” Check out their books at www.lifestyleupgrade101.com.